In-bank + White-label
Peer-to-peer FX and precious-metals marketplace
Let your customers set their own rate while the bank stays the counterparty. Customer orders and the bank's segment-specific rate on the same board, inside your mobile app and under your brand. Commission from both sides on peer-to-peer matches, with no FX risk.
Features
Customers never trade with each other: on every match the bank buys from the seller and sells to the buyer. Both legs share amount and price, so no position is opened.
Liquidity-provider prices are aggregated and the bank's quote sits in the order book as a bank position. Treasury manages the sizes, and optional price tiers, parametrically.
Not everyone sees the same price: the bank rate is priced with a separate margin per customer segment. Customers who don't want to wait trade instantly on a 10-second firm quote at their segment's rate.
Opens inside the bank's mobile app in the bank's colours. No separate login or wallet; customers use their own current accounts.
Commission, applied rate, FX transaction tax and net amount are shown before confirmation. Limit orders, partial fills, day / until date / good-till-cancelled validity.
Gram gold, silver and platinum alongside currencies, with a separate tax rate for metals. New pairs are added from the back office in one click and opened or closed for trading.
Per-currency position and P&L from bank-rate trades, position limits and sliced auto-hedging across LPs.
Commission, FX tax, blocking policy, trading hours, segment limits and margins, bank orders and branding; changed without restarts, with a reason, versioned and audit-logged.
How it works
The customer picks amount, price and validity; the balance is blocked or checked, as the bank chooses.
A price-time priority, deterministic matching engine finds the counter-order.
The bank buys from the seller and sells to the buyer; commission is collected from both sides, FX transaction tax from one side as the regulation requires.
Two FX transactions and their receipts are booked in core banking; both customers' screens update instantly.
Trust